Fuel your export growth with Red Sky's cash advance
Unlock liquidity, accelerate growth and scale your business.
Apply now
Advantages
Why Red Sky?
Release cash tied up in your invoices to fuel your business growth.
90%
Invoice advanced
Red Sky helps businesses with cross-border invoice factoring, converting international invoices into cash
24h
Funds advanced
Digital onboarding and underwriting can get funds to you in under 24 hours
150+
Export countries
Red Sky can support businesses around the world get access to flexible, affordable financing
Zero
Collateral required
Red Sky relies on your experience, not your assets, to issue credit lines to your business
24/7
Support
A dedicated account manager ready to step in and support your business
Red Sky's customers have seen tangible benefits to their business
Application
How to get started?
Red Sky unlocks liquidity tied up in unpaid invoices. Our credit limits are set based on your buyers - not your assets.
- 01Apply online
- Submit basic details about your business on our website
- 02Credit assessment
- We credit assess your buyers
- 03Submit documents
- Securely upload your documents to the platform
- 04Quick disbursements
- Get paid within 24 hours of document upload
Pricing
Transparent and fair
Fair pricing
Red Sky offers modern financial products at fair and transparent pricing to emerging markets
Advanced funds
Our charges accrue on a daily basis on advanced funds only - like a revolving line of credit
No fixed fees
No per transaction fee or minimum utilisation requirement
Sustainable model
Red Sky's pricing supports competitive, stable export prices, fostering sustainable growth
No hidden fees
No approval fees, set up fees or other catches
Benefits
Your growth partner
Red Sky accelerates your growth and protects your business, saving you costs on other products like FX forwards and credit insurance.
Credit default protection
Red Sky validates your buyers to protect you against default
Eliminate Fx risk
Red Sky eliminates the fx risk associated with moving goods internationally
Payment on departure
Red Sky can release funds when goods depart or arrive
Process
How it works
Five easy steps in the financing lifecycle.
Invoice upload
The seller submits invoices for goods provided to overseas customers
Verification
The invoice is digitally verified and the buyer approves for early funds release
Advance Payment
Red Sky advance the seller 90% of the invoice value
Collection
We collect incoming payments from the buyer in line with existing payment terms
Settlement
Once the invoice is settled, we pay the seller the remaining balance, minus our fees
Discover
More information
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Cross-border invoice financing (also known as factoring) is a financial service that allows businesses to unlock cash from their international commercial invoices through a finance company. This provides immediate cash flow from foreign accounts receivables, helping businesses manage the longer payment cycles often associated with international trade.
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- Sales Notice: You submit your invoices for goods or services provided to overseas customers.
- Verification: We verify the invoices with your customers to ensure they acknowledge the debt.
- Advance Payment: We then advance you 90% of the invoice value.
- Collection: We handle the collection of the full invoice amount from the international customer on the due date.
- Settlement: Once collected, we pay you the remaining balance, minus our fees.
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Businesses that sell goods or services to customers in different countries are eligible. This is particularly beneficial for exporters and importers who experience delays in payments due to longer credit terms and transit time associated with international trade.
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- Immediate Access to Funds: Reduces the waiting period for payments from international customers enabling you to service larger and more frequent orders.
- Currency Management: Handles transactions in various currencies, reducing the currency risk. Bringing your cash realisation closer to your cost realisation also acts as a natural hedge against currency fluctuations.
- Collection Services: Manages the collection process, saving you time and administrative costs.
